MoneyWell Funds FMCG Retailers


We fund underserved and New To Credit (NTC) FMCG retailers, and bring them into the mainstream financial services fold.

Number of Retailers in India

13
Million

Contribution to India's GDP

10
Percent

Jobs Provided by Retailers

8
Percent

Projected Market in India by 2026

US$ 1.70
Trillion



* Source : www.Statista.com
Benefits to Distributors
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Get cash immediately after delivery

FMCG distribtors get immediate cash once the retailers confirm that they have received the materials.

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No impact on Balance Sheet & Credit Score

Since we fund your retailers and give you cash, your credit score and balance sheet is not impacted.

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Helps increase your sales

The funding to your retailers increases their buying capacity and you will be able to sell more products to them on credit.

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No headache of collections

We take the responsibility of collections with very little help from you so that you can concentrate on sales.

Benefits to Retailers
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Get Unsecured Credit Limit

You get collateral free credit, starting from Rs 5,000 to Rs 1,00,000, to buy products from your FMCG distributors.

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Interest Free Credit Period

You will get interest-free credit based on the Cash Discount from your distributor. If you pay early, you receive a corresponding discount.

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Pay When You Have Money

Pay whenever you have money in instalments within credit period. You pay a small interest if you pay after interest free credit period.

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Get Loans and Build Credit Score

We will increase your limit to buy other FMCG products and give Loans also. This will held in building your credit (CIBIL) score.

What our Customers are Saying

MoneyWell funded our small retailers and paid us cash immediately. This funding does not appear on our Balance Sheet.

Sowbhagya CH
Silverline Distributors
ITC Distributor

MoneyWell funded our small retailers and paid us cash immediately. This funding does not appear on our Balance Sheet.

Sowbhagya CH
Silverline Distributors
ITC Distributor

See how MoneyWell funding works*

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Distributor raises invoice on retailers by giving upfront cash discount.

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We pay cash to the distributor immediately after retailers' confirmation

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Retailers can repay us 100% of the original invoice value after 14 days.

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If retailers pay us after 7 days, we will pass on half of the cash discount to retailers

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If retailers pay us on day 1, we will pass on the full cash discount to them

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We will charge interest to retailers only if they repay us AFTER 14 days

* Depending on the cash discount offered by FMCGs

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